Do more

with your cards



Effortless Scan-to-Pay
MOCO offers a seamless scanning experience. You can effortlessly scan our unified QR Code using the MOCO app or one of over 20 mobile banking apps. Additionally, we're compatible with AliPay and various wallets associated with Union Pay International, NEPALPAY, and SmartQR.
Transparent Statements
Stay informed with MOCO. Easily access payment statements, initiate disputes, and inquire about your card balances, all at your fingertips.
Convenient In-App Payments
Enjoy the convenience of in-app payments for a variety of services, including utility bills, mobile top-ups, flight bookings, and traffic fine payments.


As a MOCO user, you can add unlimited VISA debit and credit cards to your MOCO account.

You don’t need to pay any additional charges when making a payment via MOCO. However, charges may incur in some government payments.

You can scan the QR code available in the stores where MOCO is accepted to make payments from your MOCO account. 

MOCO users can earn 1 reward point for Rs. 100 spent. Reward points are granted for most of the in-app payments. However, reward points are not awarded for Electricity Payments, Khanepani Payments, and Scan-to-Pay transactions.

You will get an email notification from MOCO and an SMS from your bank every time you make a transaction.